AJ Financial Planning Blog
We like the quote by R. Bennett when he summed up the following "Top 15 things money can't buy; time, happiness, inner peace, integrity, love, character,... respect, morals, trust, patience, common sense, dignity."
Our blog shares our latest ideas, critical thinking, thought-provoking insights, innovative exploration of the markets, economies, investments and areas in the financial markets that require change.
Credit Cards and Frequent Flyer Points… are they worth it?
Frequent Flyer points, particularly in Australia, is almost a second currency to the AUD. With so many credit cards in the market place all with the flashy programs, it is easy to quickly feel confused.
Over the years, we have found some people are really proficient with a credit card in their day-to-day handling. Each month they pay it off and pay little or no interest, yet reap the rewards which might be on offer. Others however, find it a tread mill almost impossible to get off! These people spend most of their life around the credit limit (rather than at a zero balance) and as such feel it is more a strangle hold on their cash flow rather than a positive experience.