AJ Financial Planning Blog
We like the quote by R. Bennett when he summed up the following "Top 15 things money can't buy; time, happiness, inner peace, integrity, love, character,... respect, morals, trust, patience, common sense, dignity."
Our blog shares our latest ideas, critical thinking, thought-provoking insights, innovative exploration of the markets, economies, investments and areas in the financial markets that require change.
Leading financial advisor warns Aussies to review super annually: Global volatility
Find out why superannuation should never be a set and forget activity.
Stay calm and HODL – top tips for investors in the current market
HODL is a term that is often used in investing. It means Hold On For Dear Life.
Why you should never seek advice from a Super Fund Financial Planner
“You must not advise, refer or act in any manner where you have a conflict of interest or duty.”
Why monetary policy should be ‘last resort’ for economic management, not the first.
Why monetary policy should be ‘last resort’ for economic management, not the first.
Is the tax system in Australia really fair?
In meetings with new clients, I often hear the same question:
“Alex, I work really, really hard. Yet, I look at how much tax I am paying and it is a massive amount. Is there anything I can do?”
The pothole in Melbourne’s roadmap for recovery
Our key concern was that “open for business” does not necessarily mean you will still have a business or, more precisely, revenue and profit.
The economic cycle of the herd
Alchemy has been around for centuries. It is based on the notion of being able to convert base metals into gold. For centuries, man has
AJ Radio – Episode 27
In this 27th Episode of AJ Radio, we discuss the effects of the COVID-19 pandemic and the opportunities to think about for your investment portfolio.
Should the bank guarantee be weaponised to promote competition?
In 2008, during the height of the GFC, people were worried whether their money was safe in the banks. As a result, the Australian Government
RRP 98.7FM Live interview
Hear Alex chat on-air with RRP 98.7 FM breakfast radio host Brendon Telfer on the markets, economy and the Coronavirus!
AJ Radio – Episode 26
In this 26th Episode of AJ Radio, we reveal the latest acronyms for the investment market and discuss interest rate projections and what this might mean for your investment portfolio.
AJ Radio – Episode 25
In this 25th Episode of AJ Radio we discuss the success and horror stories of speculative investments. Learn the top tips, how much to allocate in your portfolio, and the warnings signs you need to know to ensure you can eject at the right time!
With interest rates close to zero, should you still invest in fixed interest?
In the past, portfolio theory was fairly simple. To work out how much you should allocate to growth-based assets, you simply used the following formula:
Is your super fund using performance-enhancing drugs?
These days whenever I watch sport, I can’t help wondering whether the competitors that win are using performance-enhancing drugs. I think ever since the Lance
AJ Radio – Episode 24
In this 24th Episode of AJ Radio we explore the world of ultra low interest rates, what this means for the future, and where investors can get a decent return.
Will QE tear apart Australian society?
These days formulating monetary policy, which is set by the Reserve Bank of Australia (RBA) and other central reserve banks such as the US Federal
Australian Super’s Elephant Gun Problem
Back in 1987, Warren Buffet made the following statement in a letter to Berkshire Hathaway shareholders: ‘Our basic principle is that if you want to shoot rare, fast-moving elephants, you should always carry a loaded gun’
AJ Radio – Episode 23
In this 23rd Episode of AJ Radio we recap our recent attendance of Vidcon – the largest multi-genre online video conference held in LA. Hear Alex talk about where this exciting landscape is heading and some investment opportunities you might want to look at.
When does a brand lose authenticity?
For some time I have been thinking about the following equation and asking myself, does it hold true? Increase business size = lost authenticity
Are your super fund’s directors acting in your best interest?
Members of superannuation funds aren’t entitled to vote on who the directors are. In fact, as a member, do you have a say on anything to do with your superannuation company? Who runs it; how it is run; the direction in the organisation is headed?