With interest rates close to zero, should you still invest in fixed interest?

In the past, portfolio theory was fairly simple. To work out how much you should allocate to growth-based assets, you simply used the following formula:

International Cash, Fixed InterestAlex Jamieson27 October 2019ajfinancialplanning, alexjamieson, Fixed Interest, howtoinvest, interest rates, investing tips

What is the impact of negative interest rates?

Run the Red; Run the Risk – How negative interest rates turn economies on their heads.

If you have a home loan or a term deposit, then it is likely that you also have some level of curiosity around what is going on with interest rates.

Economy, International Cash, Fixed Interest, investingSeptember Design Studio2 February 2016ajfinancialplanning, interest rates, RBA, termdeposits

Is it always the Kodak moment for old industries up against new ideas?

Sometimes when you are looking to put some high octane into your investment portfolio, we often look to emerging industries, sectors or ideas. Over the decades segments of the market change from time to time, but today,

International Cash, Fixed Interest, International Shares, InvestingSeptember Design Studio5 August 2015ajfinancialplanning, alexjamieson, new investment ideas

Is your cash really safe?

I recently drove past the house and street that I grew up in as a young boy. It has been quiet a while since I was last in the area and it was nice to go back down memory lane. It reminded me that when I was a young I used to catch a bus to primary school and the bus ticket back then was around 35 cents.

Australian Shares, Cash Account, International Cash, Fixed Interest, International Shares, investingSeptember Design Studio3 August 2014ajfinancialplanning, alexjamieson, holdingcash, investing strategy