AJ Financial Planning Blog
We like the quote by R. Bennett when he summed up the following "Top 15 things money can't buy; time, happiness, inner peace, integrity, love, character,... respect, morals, trust, patience, common sense, dignity."
Our blog shares our latest ideas, critical thinking, thought-provoking insights, innovative exploration of the markets, economies, investments and areas in the financial markets that require change.
What is the impact of negative interest rates?
Run the Red; Run the Risk – How negative interest rates turn economies on their heads.
If you have a home loan or a term deposit, then it is likely that you also have some level of curiosity around what is going on with interest rates.
Which nation will have the next spending boom?
In a lot of countries 70% of consumption makes up the GDP. A countries ability to grow their spending is often closely linked to strong economic growth and a strong healthy economy.
Why do term deposit rates keep dropping?
If you have been holding term deposits, you may have noticed that the interest rates have been falling. Some may be a little confused why the interest rates were dropping well before the RBA made the change, and are questioning whether they will continue to fall?
Sale Growth Rates – Why is this such an important number when investing in shares?
Recently a number of our clients held a position in iinet (IIN) which is currently in the process of a fierce take over bid war between TPG Telecom (TPG) and M2 Group (MTU) .
Is your cash really safe?
I recently drove past the house and street that I grew up in as a young boy. It has been quiet a while since I was last in the area and it was nice to go back down memory lane. It reminded me that when I was a young I used to catch a bus to primary school and the bus ticket back then was around 35 cents.
Private School Fees….How are you going to pay them?
I have found over the years there are certain topics which can be quite polarising in people’s beliefs. Over late night dinner conversations, people often heavily debate (with sometimes very strong opinions too) topics like politics, religion, the environment, and now private schools versus public schools. It seems everybody has an opinion on this topic!