These days formulating monetary policy, which is set by the Reserve Bank of Australia (RBA) and other central reserve banks such as the US Federal

What is the impact of negative interest rates?

Run the Red; Run the Risk – How negative interest rates turn economies on their heads.

If you have a home loan or a term deposit, then it is likely that you also have some level of curiosity around what is going on with interest rates.

Interest Rates…Should I borrow more when they are high or low?

In 1976 the RBA (Reserve Bank of Australia) cash rate was around 12.85% and the average home loan back then was around 15.35% to 17% p.a. Today some 38 years on, things are very different with the RBA cash rate at 2.5% and the average home loan is around 5%.